The ins and Outs of Filing a Personal Injury Claim After a Car Accident

Category:Auto & Moto

 

Have you been involved in a car accident? If yes, then you most likely have suffered physical and emotional distress. The most important thing to do after a collision is to seek medical attention. Even if it is not necessary to go to the hospital right away, you should have a doctor look at you. Another thing you need to do is hire a car accident attorney in Los Angeles and file a lawsuit. What do you need an attorney for? A car accident attorney will protect your rights so that you do not end up paying, financially or personally. You should immediately consult with a personal injury attorney. If you were involved in a collision in the state of California, it is necessary to take action.

Accident Fault and Personal Injury Claim          

Immediately after a car accident, it is difficult to remember what happened to you. Your memory is blurry and the few things you can remember are illusions. However, this is perfectly normal. The body makes it hard for you to remember the moment of the crash or right after. Why? So that you can put the trauma behind you. If you suspect that you are at fault, but are not really sure, avoid confessing to anything. If you say out loud “I am sorry!”, you are admitting to legal liability.

If you are at fault, you can get compensatory damages, but they will be significantly reduced. If you are not responsible for the mishap, you can file a personal injury claim and get a great settlement. You are entitled compensation for medical bills, lost income, and other expenditures resulting from the automobile accident. Do not forget to seek assistance from an attorney.

Filing A Car Accident Injury Claim: What to Do

Most personal injury cases reach a settlement before trial, which means that you will not have to navigate your way through the courts. Filing a claim for a car accident is not difficult, if you know how to. These are the steps you need to take:

1.      Record The Car Accident

A very important thing is to gather documentation relating to the car accident claim. Make notes as soon as you are able to. Write down everything you can remember, like the date when it happened or how the injury occurred. Use your phone to take pictures of the damages of your automobile. It is useful to have photos of your injuries too. Do not throw out apparel. Torn, bloody pieces of clothing will only make your claim stronger. If you can, get in touch with witnesses and get their accounts in writing. Keep in mind that the more details you have the better. Every tiny aspect counts when it comes to making a claim.

2.      Get an Accident and Medical Report

If there are no police agents there, you will have to call the police station directly and ask them to come at the scene. What the police will do is investigate what has happened and put together a report. You will need the police report for your personal injury case. You will also need the names and the badge numbers of the officers.

Equally important is to get a medical report. When you receive medical care, make sure that the healthcare professional records the severity of your injuries as well as any symptoms you may be experience following the crash. Going to the hospital will not only give you access to treatment, but also to medical records.

3.      Contact Your Car Insurance Carrier

If you are severely injured and the other person is not insured, you have no other option but to contact your own car insurance carrier. You will have to have a talk with a claims advisor, to whom you will have to provide your medical records and your medical history. Anything you say to the claims advisor will be on the record, meaning that thy can be used against you in the lawsuit. You can telephone to the auto car insurance company at any time, but it is best to do it in the 24 hours following the auto accident.

4.      File A Car Accident Claim

You have tried to settle things with the insurance company, but you have not reached an agreement. What do you do now? The only thing left for you to do is to file a personal injury claim. When you do this, you will need the form provided to you by the insurance company. If the collision was not your fault, you can claim damages under Personal Injury Protection. It is important to make sure that all the information is correct and to attach the documentation. File your complaint at the local branch of the state civil court of California.

Consult A Car Accident Attorney 

Do not fool yourself into thinking that you can manage without the help of a personal injury attorney because you cannot. Even if the case is pretty straightforward, you cannot get satisfactory results on your own. It is essential to hire a car accident attorney.  With an attorney by your side, the insurance company will not be so quick to dismiss you. What is more, you will get maximum compensation.

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